Cebuana Lhullier Loans

Quick and Convenient Business Loans. Available Only to Taxumo Subscribers through Cebuana Lhuillier Kanegosyo Center

BPI Ka-Negosyo Loans

Fast, Easy Business Loans—Exclusively for Taxumo Subscribers in partnership with BPI Ka-Negosyo Loans

Learn more about the

Cebuana Lhuillier x Taxumo Partnership

Taxumo and Cebuana Lhuillier Kanegosyo Center have teamed up to make business loans more accessible. Perfect for self-employed Filipinos, freelancers, and small business owners aiming to grow their ventures.

Why apply through Taxumo?

Skip the lines and the hassle—get smarter, faster access to Cebuana Lhuillier Loans when you apply through Taxumo.

Exclusive Perks

Available only to Taxumo subscribers.

Simple Processes

For a smoother application process.

Flexible Options

Designed to match your business goals.

Fast Approval

Keep your business moving forward.

Apply in 3 Steps

We know loans can feel overwhelming—that’s why we kept it simple.

Check Eligibility

Make sure you’re a Taxumo subscriber and meet the basic qualifications.

Apply Online

Head to the Loans tab and fill out the application form—quick and easy!

Get Funded

Get your loan shortly after approval—no long waits!

FAQs about Cebuana Lhuillier Loans

What is the Cebuana Lhuillier x Taxumo partnership all about?

Taxumo and Cebuana Lhuillier are united by a shared mission: empowering self-starters through accessible financial solutions. Through this partnership, Taxumo simplifies tax compliance, while Cebuana Lhuillier provides access to credit support. Together, they bridge the gap between financial access and regulatory ease—enabling entrepreneurs to manage their obligations and grow their businesses with greater confidence.

Through this partnership, Taxumo subscribers now have direct access to Cebuana Lhuillier business loans—whether for working capital, expansion, or inventory. It’s a streamlined experience: file your taxes, verify your income, and apply for a loan—all within the Taxumo platform.

What type of loan can I apply for?

Cebuana Lhuillier’s Microbusiness Loan is designed to support a variety of needs for self-employed individuals and Micro, Small, and Medium Enterprise (MSME) owners. It can be used for:

Working Capital
Inventory Financing
Equipment Purchase
Short-term Cash Flow Support

Key features of the loan include amounts ranging from ₱10,000 to ₱500,000, with competitive monthly interest rates of 3% to 5%, flexible repayment terms of 6 or 12 months, and a quick approval time of 3 to 7 working days.

Are there any eligibility requirements or prerequisites for applicants?

Yes! To apply for a Cebuana Lhuillier Microbusiness Loan through Taxumo, applicants must meet the following criteria:

- Be a registered Taxumo subscriber
- Be 21 to 65 years old
- Reside in the Philippines
- Have a monthly gross income of at least ₱18,000 (or ₱230,000 annually)
- Be a Sole Proprietor or Professional/Freelancer
- Possess a valid BIR Form 2303 (Certificate of Registration)
- Have at least 1 year of Annual ITR filings via Taxumo with positive income
- Present a valid government-issued ID

To improve your likelihood of getting approved, potential borrowers are encouraged to:

- File taxes consistently via Taxumo – Regular filing builds your financial credibility
- Upload complete and clear documents – Make sure all uploads are legible and up to date
- Provide additional supporting documents if available, such as:
  - Mayor’s Permit
  - Bank Statement
  - Proof of billing (e.g., electricity, water, internet, or telco)
  - Latest payslip (for mixed income earners)
- Maintain a positive payment record – Stay up to date with tax dues or prior loans

These steps show lenders that you are responsible and financially stable, making it easier to approve your application.

What are the benefits if I’m a Taxumo user?

As a bonus, Taxumo subscribers enjoy exclusive perks, such as priority processing and fewer document requirements, making the application process faster and more convenient.

Is this loan safe and legit?

Cebuana Lhuillier is a trusted financial institution in the Philippines, recognized by the Bangko Sentral ng Pilipinas (BSP) and regulated by both the BSP and the Securities and Exchange Commission (SEC). They follow strict legal, data privacy, and ethical lending standards.

By applying through Taxumo, a reputable tax compliance platform, you also benefit from a secure, transparent, and seamless loan process—with no hidden fees and full disclosure of terms.

Ready to go to the next level?

If you’ve taken control of your taxes, it’s time to take charge of your growth. With just a few clicks, your tax records can unlock the funding you need to take your business to the next level.