In a move that promises to empower more Filipino entrepreneurs, Taxumo has partnered with BPI Business Banking to streamline access to BPI business loans for micro, small and medium enterprises (MSMEs).

Through this partnership, Taxumo subscribers—whether registered professionals, sole proprietors, partnerships or corporations—can now apply for BPI Ka-Negosyo Loans directly through their Taxumo accounts, enjoying faster approval times and exclusive loan rates.

Many business owners looking into the BPI Ka-Negosyo x Taxumo partnership are drawn to the variety of loan options designed specifically for SMEs and freelancers. Here are the three main types:

• Ka-Negosyo SME Loan – Ideal for entrepreneurs who want to expand operations, purchase new equipment, or open a new branch. This term loan supports long-term growth and capital investments.

• Ka-Negosyo Credit Line – Great for managing recurring operational expenses like payroll, inventory, or equipment repairs. Borrowers can easily access funds via the BPI mobile app, debit card, or checkbook—giving them flexibility without reapplying each time.

• Ka-Negosyo Ready Loan – Designed for short-term or seasonal needs, this loan allows interest-only payments for the first 3–6 months, with the principal payable at maturity. It’s a smart option for businesses with fast cash flow turnover.

These loan products appeal to Taxumo users who want to stay compliant and grow their business with financial tools that match their actual needs.

If you’re a registered Taxumo user, you can enjoy the following benefits when applying for a BPI Ka-Negosyo loan:

• Easier application process – Taxumo’s digital records can help speed up documentation

• Proof of income – Your tax filings on Taxumo may serve as proof of earnings

• Increased loan credibility – Being tax-compliant signals financial responsibility

• No need for complex spreadsheets – Your Taxumo dashboard already summarizes key income and expense data.